When you file for chapter 7 bankruptcy, a trustee will sell off your assets to raise money that you must use to pay off your creditors. When reviewing your assets, certain types of property are exempt, which means that you can keep them once the process finishes. For many people, the exemptions in Texas are perhaps more generous than you might expect. Here are four important examples. The family's cars are exempt [Read More]
Common Discrimination In Housing: Know Your Rental Rights
Finding the right apartment to rent can be a challenge, but it can be even more difficult if you are experiencing discrimination from property owners or management companies. The Fair Housing Act protects specific minorities and prohibits discrimination from landlords based on race, family status, gender, disabilities, age, or religion. Unfortunately, landlords can still try and get around the law by writing policies or refusing to rent to specific types of people for 'other' reasons. [Read More]
Can a Medical Bankruptcy Wipe Out Your Healthcare Debt?
If you, your spouse, or a minor child has recently suffered a serious medical issue that required a lengthy hospitalization or stay in a physical rehabilitation facility, you may be cringing at the bills you now receive on what seems like a daily basis or even refusing to open your mail entirely. For those unfortunate enough to have sought treatment from an out-of-network provider or who don't have health insurance, the cost of a long stay in the hospital can be six or even seven figures. [Read More]
5 Parties You May Have A Case Against If Your Child Was Injured In A Motorcycle Accident
Having a child involved in any kind of vehicular accident can be devastating; however, the injuries sustained if your child was involved in a motorcycle accident as either a pedestrian or a passenger can be particularly bad. Similarly to other types of accidents, your child's medical costs and pain and suffering may be covered by an insurance company or one of the responsible parties if your child was injured in a motorcycle accident. [Read More]